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How to Use FIRE Calculator
This tool helps you estimate when you can achieve Financial Independence and Retire Early (FIRE).
- Current Age: Your age today.
- Annual Spending: How much money you need to live per year. This determines your FIRE Number (Spending x 25).
- Current Savings: Total value of your current investments.
- Annual Investment: How much new money you invest each year.
- Return Rate: Expected annual growth of your portfolio (e.g., 7% inflation-adjusted).
The chart shows your net worth growing over time until it meets your FIRE Goal.